Black Friday is one of the busiest of the year for retailers. People wake up early to wait in long, cold lines for special sales that business make to bring buyers to their doors.
Though it may be a good day to get discounts on particular items, retailers know that people will spend more because of those discounts. For some reason we get in the mindset that says, “since I saved money on this item, I can go buy other items.”
Now don’t get me wrong, a good deal is a great thing to find, but I think people take consumerism too far. Buy, buy, buy. Charge, charge, charge.
I want to challenge you to avoid using a credit card this holiday season. Don’t go in debt to buy that high-priced item. Try and buy items outright, with cash, for your family. Granted, you may have smaller gifts for Christmas, but gift-giving is not really what Christmas is about.
Do this and you will not only be better off over the next year, but you will also be a good steward of your money.